Taylor Swift Is Engaged. Here’s Why a Prenup for Her $1.6 Billion Fortune Makes Sense.

Taylor Swift, who as of 2025 has an estimated net worth of $1.6 billion according to Forbes, has just said “yes” to Travis Kelce. Their engagement, announced on Instagram after a private garden proposal, has everyone talking not just about the fairytale, but what the money looks like behind the scene.

Whilst Travis Kelce certainly isn’t struggling with an estimated net worth of $90 million, Taylor’s is 18 times bigger.  With that much wealth and a love story playing out on the global stage, a prenuptial agreement isn’t cold or cynical – it’s a grown-up form of self-care.

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Why a Prenup Is a Power Move not a Red Flag

A prenuptial agreement (or prenup) is simply a legal agreement made before marriage that lays out who owns what today, tomorrow, and if things ever change. It’s not just for the ultra-rich, it’s about clarity, fairness, and making big love and big money easier to manage.

But beware!  They’re popular in the United States and are legally binding there, as in Scotland also, but in some legal systems (such as the laws of England and Wales), they’re not automatically enforceable.

It’s Not About Doubt; It’s About Intentional Love

Taylor didn’t get rich by accident and a prenup isn’t about expecting things to fall apart – it’s about respect.

When one person or both people bring wealth, art, property or business into the marriage, it’s important to be clear from the beginning.

This is true no matter what the gender of the couple and who holds the wealth – knowing what your plans are financially when you tie the know is really important.

Your Big-Sister Takeaway

You may not have Taylor’s millions, but before getting married it’s really important to talk money before marriage, not when it’s too late.  Think about the following:

• How are you going to manage money?  Are you going to combine some bank accounts?
• Do you both have sufficient F-Off funds to help if things weren’t to work out?
• Do you have adequate life insurance in place to protect the marital finances?  Could life insurance be used to protect future inheritance for step children?
• Once married, will you make a new will? Or indeed one for the first time!
• If one person is bringing more wealth into the relationship, what is your plan? Do you expect that plan to change over time?

And ultimately, if a Prenup is a good idea for your relationship, make sure you get legal advice that you fully trust.

P.S Who do we think technically owns the estimated $500K-$1million dollar ring now? 👀

If you want to be on the same page when it comes to managing money in a couple, check out our Ultimate Money Date Night Guide here